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William E. Johnson, Your Wealth Manager

Working With You and For You to meet your Financial Goals

Contact Us

4900 Reed Rd. Suite 207
Columbus, OH 43220-3164
  • Phone:
    614-754-1612
  • Fax:
    614-754-7181

  • Investments-related email: william.johnson@ceterafs.com

  • Tax-related email: williamjohnsonllc@gmail.com

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Working With You and For You to meet your Financial Goals

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  • William Johnson LLC
  • 4900 Reed Rd. Suite 207, Columbus, OH 43220-3164
  • 614-754-1612 |

Credit-Card Debt

How Long Will It Take to Pay My Balance?

Remember, the more you pay each month, the sooner you could pay off your debt and the lower your total interest cost should be.

If you have accumulated credit-card debt, you can use this calculator to estimate how long it could take you to pay off that debt based on your payment amount.

Your Results

Assumptions:

  • No additional charges are added to the balance.
  • 12 equal billing cycles per year.
My current credit card balance: $0.00
The annual percentage interest rate on your card: 0%
The minimum amount required to pay only the interest: $0.00
Each month you plan to pay: $0.00
At that payment, the time required to pay off your balance: 0 years
You will pay total interest of: $0

This chart shows the number of years it would take you to pay off your balance based on the information you provided. You can substantially reduce the time needed to pay off your debt and your total interest paid by increasing monthly payments. If you feel your credit card interest rate is too high, you may want to consider whether you can transfer your balance to a lower-interest card.

Credit Card Balance Over Time

 

This hypothetical example is used for illustrative purposes only. Actual results will vary.

The information in this calculator is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.

This material was written and prepared by Emerald Connect, LLC.
© 2019 Emerald Connect, LLC. All Rights Reserved.

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Contact Us

4900 Reed Rd. Suite 207
Columbus, OH 43220-3164
  • Phone:
    614-754-1612
  • Fax:
    614-754-7181

  • Investments-related email: william.johnson@ceterafs.com

  • Tax-related email: williamjohnsonllc@gmail.com

Market Watch

April 23, 2019 @ 10:42 AM

Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
S&P 500 ETF +0.1%  

[ Markets | Charts | Quotes | Portfolio ]

Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
Market data provided by ICE Data Services. ICE Limitations. Powered and implemented by FactSet. Legal Statement.

  • Home
  • About Us
    • Our Approach
    • Our Location
    • Our Services
    • Where's My Tax Refund?
    • Are your emotions putting your retirement at risk?
    • Tax & Accounting Services
    • Featured Links
    • Tell A Friend
  • Resources
    • Articles
    • Calculators
    • Newsletters
    • Glossary
    • Tax Library
    • Videos
  • Market Watch
    • Detailed Quote
    • Symbol Lookup
    • Multi Quote
    • Markets at a Glance
    • Charting
    • Portfolio
  • Request A Quote
    • Annuity
    • Long-Term Care Insurance
    • Life Insurance
    • 401(k) Information Request
    • Information Request
  • Contact Us

This is not a solicitation for sale of securities in any jurisdiction.

The registered representative(s) or investment adviser representative(s) referred to on this site may only transact business, effect transactions in securities, or render personalized investment advice for compensation, in compliance with state registration requirements, or an applicable exemption or exclusion.

Following are the states in which William E. Johnson is securities-registered: DC, FL, NC, OH, PA and WA.

 

Securities offered through Cetera Financial Specialists LLC (doing insurance business in CA as CFGFS Insurance Agency), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity. Home offices at 200 N. Martingale Rd., Schaumburg, IL 60173; phone 888-528-2987.

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